For California residents only. Please do not continue if you are not a California resident.
California consumers have the right to request that this website reveal to them what personal information is collected, used, disclosed and sold that belongs to them. You may submit a CCPA request to us for verification and request to obtain the specific personal information we have collected about you by emailing us directly at contactus@contactmelb.com. Upon receipt of your request, we are required by statute to verify that the consumer requesting the information is the same person with whom we have information in our databases. To verify identity, we will ask the requesting consumer to provide limited types of information to us for the sole purpose of verifying their identity, which may include, but is not limited to:
Once we verify a CCPA request, we will disclose to you:
As set forth in our Privacy Policy, we collect several types of information about consumers when they access and utilize the website, including personal information, demographic information, behavioral information and indirect information. Personal information is collected directly and indirectly from your use of this website and your interactions or communications with this website, such as submission of the loan request form to connect with lenders. This website in return receives monetary compensation for its disclosure or sharing (passing) of your personal information with affiliated entities, financial service providers, information/data aggregators, lenders (including tribal lenders) and advertisers. The sharing and disclosure of personal information is made for the following business and commercial purposes:
Personal information under CCPA does not include publicly available information from public or government records, de‑identified consumer information, information not included in the scope of CCPA, or personal information covered by certain industry specific privacy laws such as the Fair Credit Reporting Act (FRCA), the Gramm‑Leach‑Bliley Act (GLBA), or the California Financial Information Privacy Act (FIPA).
California consumers have rights under CCPA to request the deletion of their personal information if we have collected or maintained it in the past twelve months. To request deletion of your personal information by this website, contact us at contactus@contactmelb.com with the subject line “CCPA Right to Delete.” Once we are able to verify your identity and process this deletion request, we will archive your personal information in a secure and encrypted, separate database scheduled for destruction three years from the date you provided your information to the website. The information will no longer be utilized for any purpose. Our website is precluded from processing deletion immediately by contractual and statutory prohibitions set forth in the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act of 2003 and California Business and Professions Code Section 17529.5.
California consumers have the right to opt‑out of any sale or sharing of their personal information by a business. Please note that by initially submitting a loan request on this website, you are essentially requesting that we share your information with lenders and third‑parties to connect to a short‑term loan or other financial service. Therefore, this would be an exemption from this statutory right. If you still decide to submit a CCPA request to opt‑out of the sale and sharing of your personal information, our website will honor any opt‑out request and cease all further sharing of information. You have a right not to receive discriminatory treatment for the exercise of your statutory rights and this website does not engage in discrimination. However, if you exercise your statutory right under CCPA to opt‑out of the sharing or selling of your information, then this website will not be able to provide its services because its services principally involve passing information to third‑parties.
California consumers may only submit a CCPA request to be verified by this website two times within a twelve month period. A verifiable consumer request must provide sufficient information that enables us to reasonably verify the identity of the consumer, ensuring they are the individual about whom the website collected personal information, and describe the request with adequate detail to allow us to properly understand and respond to the consumer (specifically, whether a consumer is requesting to know, requesting not to sell, or requesting to delete). For security and privacy reasons, we do not respond to a consumer’s CCPA request if that request cannot be verified. The personal information you provide in a CCPA request to be verified will only be used to verify your identity. In addition to the rights provided under CCPA, California residents can also request a list of third‑parties to whom we have disclosed certain personal information for direct marketing purposes in the preceding calendar year. To make such a request, please contact us using the information provided in this policy.
This website responds to and processes verified consumer requests within the statutorily proscribed time of forty‑five days of its receipt. If we require more time to process a request, we will provide you written notice and further information about the disposition and extension. This notice will be provided by electronic mail to the contact information you provide.
If you have any questions about this CCPA policy or wish to exercise your rights under the CCPA, please contact us at:
The following example shows possible loan terms. Actual amounts, rates and terms vary based on lender and applicant qualifications.
| Loan Amount | $500 | $1,000 | $2,500 | $5,000 |
|---|---|---|---|---|
| APR | 24.00% | 28.50% | 33.00% | 35.99% |
| Monthly Payment | $47.29 | $94.56 | $100.82 | $140.84 |
| Number of Payments | 12 | 12 | 24 | 48 |
| Total of Payments | $567.48 | $1,134.72 | $2,419.68 | $6,760.32 |
