Understand how lenders and financial service providers may verify your information.
This website is not a lender, broker, or agent for any lender and does not make lending decisions or issue loans. Third-party lenders and financial service providers you may be connected with through this site-including Best Rated Loan, our network partners, service providers, and associated third parties-may verify the information you submit by accessing credit reports, credit scores, and identity verification data.
These credit inquiries performed by lenders may either be comprehensive checks that are recorded on your credit report and could influence your credit rating (“hard inquiries”), or they may be limited, non‑impacting reviews that do not affect your credit score (“soft inquiries”).
By submitting a loan request on this website, you are providing express written consent, in accordance with the Fair Credit Reporting Act (“FCRA”), for lenders, financial service providers, and their authorized affiliates—including our network partners, providers, and associated third parties—to review your credit information and use it to assess your eligibility and confirm your identity.
Please be aware that failure to repay any loan you receive may be reported by your lender to credit bureaus, which could negatively impact your credit score. Borrow responsibly and only when necessary. The typical short‑term loans offered by lenders which you may connect with on this website are intended to provide temporary financing to resolve immediate financial needs or emergencies and should not be considered long‑term financial solutions. If you have questions regarding a specific loan or credit check, you should contact the lender directly.
LoanBestie.com is run by Ratevio, LLC
Address: 838 Walker Road Suite 21-2 Dover, DE 19904
Email:
ads@ratevio.com
This website is not a lender, loan broker, or financial institution and does not make credit decisions or offer any loans or financial products directly. Instead, we provide a free service that connects users with independent, third-party lenders or financial service providers who may offer loans or credit products based on their own criteria. We do not guarantee loan approval, amounts, rates, or terms. Submitting your information does not constitute a loan application and does not guarantee that you will be approved for a loan.
We do not charge you for this service. To support this free service, we may receive compensation from lenders or partners when you are connected with or approved by a lender. This compensation may impact how and where offers appear but does not affect the content, integrity, or availability of products.
Loan terms, including APR, repayment period, fees, and other conditions, are determined by the lender and will be clearly disclosed to you before you accept any offer. Representative APRs range from 5.99% to 35.99%, with loan durations typically ranging from 61 days to 72 months. Not all lenders offer loans in all states, and our services may not be available in certain locations, including New York.
Example: A $1,000 loan over 15 months at an APR of 31.65% results in total repayment of $1,221.60. APRs range from 5.99% to 35.99% with repayment terms from 61 days to 72 months. Actual loan terms vary by lender and applicant qualifications.
Lenders in our network may perform credit checks using national databases to assess creditworthiness. This may include a soft or hard credit inquiry. Late or missed payments may negatively impact your credit score. Loan eligibility is determined by individual lenders based on factors such as income, employment status, and credit history.
By using this website, you consent to our Terms of Use and Privacy Policy. You are under no obligation to use our services, and you may discontinue the process at any time. For full details on loan terms, conditions, and lender policies-including late payment, non-payment, and renewal terms-please contact the lender directly.
In accordance with the California Consumer Privacy Act (CCPA), you have the right to opt out of the sale or sharing of your personal information. To exercise this right, please visit our Do Not Sell or Share My Personal Information page.
